Funeral costs
A death benefit can help a family pay for a funeral service so they are not left to cover the cost alone. That may include the funeral home's professional services, a gathering, and related items the family chooses. What a funeral home charges is set by that business, not by this website, and I do not list those prices here.
Burial or cremation
Families also use final expense life insurance to help with burial or cremation expenses, according to the wishes they have in mind. Cemetery fees, cremation fees, and memorial choices vary widely. A local provider can give you current figures for the services you actually want.
Final bills
After a death, remaining bills can still arrive. A beneficiary may use life insurance proceeds to help with those last expenses. The policy does not automatically identify and pay each bill; it pays the benefit according to the contract, and the beneficiary uses the money as needed.
What this does not promise
A page like this cannot promise that every policy will pay for every item you might wish to include. Coverage, benefits, and eligibility vary by state and are subject to the policy terms and underwriting. The policies I offer provide full coverage from day one, with no waiting period, and great coverage at a reasonable price, under those terms.
Final expense life insurance is also not a prepaid funeral. If you want a funeral home to be paid directly, that is a separate arrangement you would discuss with the funeral home and, if it applies, when the claim is filed.
For help thinking about an amount, read how much burial insurance do I need? Then call (478) 494-6005 for a free, no-obligation quote.